Property Insurance

Property Insurance, also known as Material Damage, covers the material items of your business, such as buildings, contents, stock, plant and machinery.

From your family and employees to customers and suppliers, there are a lot of people who are dependent on your business. Given this, have you ever considered what would happen if you were unable to operate due to crucial assets being damaged or destroyed by a major event like fire, flood, significant storm damage or an earthquake?

If you have mobile plant and equipment, we can arrange to ensure this plant and equipment are properly insured to protect both the equipment and importantly also the liabilities associated with its use. This product is designed to cover everything from the smallest of earthmoving machines through to the largest fixed or mobile cranes – and everything in between.

Body Corporate Insurance offers you peace of mind by providing liability cover in the event people are injured on common property. Typically, it includes cover for lifts, pools, car parks, stairwells, gardens, wiring, balconies, walls, windows, ceilings and floors.

You need Contract Works Insurance in place before a peg is put into the ground. Many things can go wrong where building works are involved, whether that be at the excavation or even the completion stage of any project. This insurance is designed specially to provide cover against any physical damage as well as loss of building materials, fire and malicious damage.

The policy normally covers a variety of insured perils, however there are various considerations to be made when selecting the right Property Insurance for your business. Some examples include:

With so much to keep in mind, Property Insurance can be more complicated than it initially seems.